Naughty Chats test results
Tested hands-on by Miles Foster on 18 October 2026, in a desktop browser. Every measurement, table, recording and screenshot behind the grade, test by test.
Overall
7 tests plus my verdict.
1. Platform overview
Naughty Chats (naughtychats.ai) is an adult AI girlfriend chat site with 198 ready-made characters, a character creator and photos. It was tested on 18 October 2026 on an account the Naughty Chats team provided.
The chat is among the best tested: replies start in about a second, all three characters remembered every fact after 31 messages, and they stayed richly in character. Photos keep the same face and follow the prompt every time.
There is no voice, no video and no calls yet: video calls are listed as coming soon. The library is small, and you pay with crypto or a card link sent on Discord.
Features available
- 198 ready-made characters, realistic and anime, all adults aged 21 or older
- Character creator: style, looks, personality, relationship, job, hobbies and a written backstory
- Unlimited text chat on Premium, with a memory list you can see and edit
- Photos in chat, 2 tokens each, from a prompt or quick buttons
- Video calls: listed as coming soon
- Premium: $12.99 for 1 month, $29.99 for 3 months or $59.99 for 12 months, paid once; token packs
Tested successfully
- Chat speed on 90 timed messages across three characters
- Memory on three 31-message conversations
- Character consistency across 90 replies
- 20 photos (10 safe-for-work, 10 explicit) of one character
- One character made in the creator, then tested in chat
- Character count, plans, token prices and payment
Testing limitations
- Videos, voice and calls are not offered yet, so those three tests are not scored
2. Core feature grades
| Pricing & Value | 4/5Good |
| Character Customization | 4/5Good |
| Chat Response Speed | 4/5Good |
| Chat Memory | 5/5Excellent |
| Character Consistency | 5/5Excellent |
| Image Generation | 5/5Excellent |
| Video Generation | n/a/5Not scored |
| Voice Call Latency | n/a/5Not scored |
| Voice Realism | n/a/5Not scored |
| Character Variety | 2/5Below average |
| My verdictChat and photos are among the best tested, but voice, video and calls aren't available yet. | −0.1 |
| Overall | 4.0/5Good |
3. Additional interactive features
| Voice Messages in Chat | Unavailable | Text only. |
| Virtual Gifts | Unavailable | No gifts. |
| Social Media Feed | Unavailable | No feed; there is a Discord community. |
1. Pricing, Value & Payment Methods
Testing method
Plans and token packs from the Premium page. Nothing was bought.
Results
- Plans
- $12.99, $29.99 or $59.99, paid once
- Photo
- 2 tokens (about 8 to 20 cents)
- Payment methods
- crypto, or a card link on Discord (4/5)
Premium is paid once and never renews: $12.99 for 1 month (100 tokens a month), $29.99 for 3 months (110 a month) or $59.99 for 12 months (120 a month), which works out at $5 a month. It adds unlimited messages, your own characters and photos.
A photo costs 2 tokens, refunded if it fails. Token packs: 100 for $9.99, 300 for $24.99, 750 for $49.99, 1,600 for $99.99. You pay with crypto (USDT, USDC, Bitcoin, Ethereum and 100+ coins), or ask on Discord for a card payment link; card payment on the site is listed as coming soon.
Visual evidence
Why this grade
Cheap, no renewals and cheap photos, but paying by card means a trip to Discord: 4/5.
Limitations
- The checkout was not opened.
2. Character Customization
Testing method
A character was made from scratch to the same brief as on other sites: Hana Mori, 25, Japanese, slim, straight black hair, amber eyes, a caring, shy photographer who loves coffee, with a written backstory.
Results
Five steps: realistic or anime; ethnicity (7), age slider (21+), eye colour (8, including gold), hairstyle (8), hair colour (7) and body type (4); personality (9); relationship (8), job (16 or your own) and up to five hobbies; then name, tagline, a backstory of up to 1,500 characters and an AI portrait for 2 tokens.
Hana was ready in 31 seconds. The portrait matched the brief: long straight black hair, gold eyes, slim. In chat she knew her whole backstory, from Kyoto to her flat white, and was shy and caring.
Visual evidence
Why this grade
Most major options, accurate results and a backstory she follows; no voice, outfit or body sliders: 4/5.
3. Chat Response Speed
Testing method
Each message was typed into the chat box and timed from Enter to the first new text of the character's reply. The next message was sent only after her reply had stopped changing for 4 seconds.
Three characters, 30 timed messages each after the opening: Maeve, Molly and Dana. 90 timed replies.
Results
- Median to first text
- 1.12 s
- Mean
- 1.52 s
- 95th percentile
- 2.91 s
- Per character (median)
- Maeve 1.45 s, Molly 1.15 s, Dana 1.01 s
- Until the reply finished (median)
- about 4.4 s
- Samples / failures
- 90 / 0
Replies start in about a second and finish in about 4.5 seconds, even though they are long, about 200 words with actions in italics. None failed.
Visual evidence
No screenshot for this section.
Why this grade
1.12 seconds is in the 1.00 to 1.49 second band: 4/5.
4. Chat Memory
Testing method
Each conversation opened with a made-up name and three facts (job, hometown, favourite food), different for every character. Nothing was repeated afterwards, and the 'tell her something to remember' box was not used. A name check at message 16 and the full check at 31.
Results
- Maeve, after 31 messages
- Name and 3 of 3 facts
- Molly, after 31 messages
- Name and 3 of 3 facts
- Dana, after 31 messages
- Name and 3 of 3 facts
- Name at message 16
- 3 of 3
All three characters recalled the name and all three facts at message 16 and at message 31, often with extra details from the chat. The memory list beside the chat had filled itself in (Maeve 'remembers 21 things'), and you can edit or delete it.
Maeve, message 31
Tomas. You bake — you're up at four AM every morning turning flour into beautiful things. Grew up in Krakow. And your favorite food is potato pierogi.
Molly, message 31
Daniel. You're a teacher. You grew up in Glasgow. And your favourite food is lamb curry.
Dana, message 31
Marco. You're an accountant. You grew up in Lisbon. And your favourite food is grilled sardines.
Visual evidence
Why this grade
Name and all three facts after 30 messages, for every character: 5/5.
Limitations
- Memory across days was not tested.
5. Character Consistency & Roleplay
Testing method
Each character's profile was read first: Maeve a bartender at an Irish pub in Boston, Molly a 24-year-old neighbour with seven kittens, Dana a 41-year-old night nurse. The conversations mixed questions about her life, small talk, an emotional message, a compliment and unrelated topics.
Results
All three stayed in character for every reply, with rich, fitting detail: Maeve's Boston slang and her Uncle Fergus, Molly's kittens and her loneliness next door, Dana's fifteen years of night shifts. Off-topic questions were answered in character too ('Sugar, I'm a nurse, not a meteorologist'). None answered like an assistant.
Visual evidence
No screenshot for this section.
Why this grade
No breaks, no generic answers and no contradictions in 90 replies: 5/5.
6. Image Generation
Testing method
20 photos of Maeve were requested in chat with written prompts: 10 safe-for-work scenes and 10 explicit ones. All were downloaded and inspected.
Results
- Photos
- 20 of 20
- Size
- 832x1216
- Time
- 23 to 63 s (most about 30 s)
- Cost
- 2 tokens
- Prompt followed
- 20 of 20
- Same face as the character
- 20 of 20
All 20 came back in 23 to 63 seconds at 832x1216, for 2 tokens each. Every photo matched its prompt, looked real and kept Maeve's face, and the explicit ones were followed too.
The photos use her story: a Boston pub sign, a 'Kiss me I'm Irish' apron, and pierogi on the café table, the food mentioned earlier in chat.
Visual evidence
Why this grade
Realistic, accurate, the same face every time, with adult content supported: 5/5.
Limitations
- The explicit photos are not shown.
7. Video Generation
Testing method
The chat, the photo panel and the Premium page were checked.
Results
There is no video generation.
Visual evidence
No screenshot for this section.
Why this grade
Not offered, so not scored.
8. Voice Call Latency
Testing method
The Video call button on a character's profile and in chat was opened.
Results
It opens a 'Video calls aren't live yet' screen: calls are Premium-only and coming soon. The home page already shows 'Live' badges on characters.
Visual evidence
Why this grade
Not offered yet, so not scored.
9. Voice Realism
Testing method
The chat was checked for voice messages and calls.
Results
There are no voices yet: chat is text only.
Visual evidence
No screenshot for this section.
Why this grade
Not offered yet, so not scored.
10. Character Variety & Selection
Testing method
The characters were counted from the site's own character pages.
Results
- Characters
- 198
198 characters, all women aged 21 or older, realistic and anime, with categories such as Asian, Latina, mature, dominant, fantasy and monster girls. Each has a long backstory, a personality, interests and a written opening scene.
Visual evidence
No screenshot for this section.
Why this grade
51 to 200 characters: 2/5.
4. Pricing summary
Plans as listed on 18 October 2026.
| Plan | Price | Tokens a month | Works out at |
|---|---|---|---|
| 1 month | $12.99 once | 100 | $12.99 a month |
| 3 months | $29.99 once | 110 | $10.00 a month |
| 12 months | $59.99 once | 120 | $5.00 a month |
Token costs in the app.
| Item | Tokens |
|---|---|
| Message | 0 (unlimited on Premium) |
| Photo | 2 |
| Portrait for a new character | 2 |
Payment methods seen at checkout
- Crypto (USDT, USDC, Bitcoin, Ethereum and 100+ coins)
- Card payment link sent on Discord
Notes
Token packs: 100 for $9.99, 300 for $24.99, 750 for $49.99, 1,600 for $99.99. Tokens never expire.
Premium is a one-time payment and never renews.
5. Strengths and weaknesses
Strengths
- Every character remembered everything after 31 messages
- Deep, consistent characters
- Replies in about a second
- Same face in every photo
- Detailed character creator
- No renewals
Weaknesses
- No voice, video or calls yet
- Only 198 characters
- Crypto, or a card link on Discord
6. Final assessment
Seven of the ten tests can be scored and average 4.1/5; video, voice and calls are not offered yet.
Naughty Chats has some of the best chat tested: quick replies, perfect memory and rich characters. Photos keep the same face and follow every prompt, and the creator is detailed and accurate.
There are no voices, videos or calls yet, the library is small, and paying by card means asking on Discord.
The account the Naughty Chats team provided had every feature.
Areas requiring further testing
- Video calls, once they launch
- Memory across days
Original evidence files (recordings, logs, full-size screenshots) are kept offline under evaluation/runs/naughtychats/2026-10-18. Method: the AI girlfriend methodology.