Naughty Chats Review: Features, Pricing & My Test Results

My rating
Fast chat with characters who remember everything you tell them. No voice, video or calls yet.
Best for: deep, fast text chats with matching photos of the same face. Not for voice or video.

Tested and written by Miles Foster
Based on 7 graded tests (of 10; the others could not be graded) and my verdict. How I rate
I tested Naughty Chats, an AI girlfriend app, with 90 timed messages to 3 characters, 3 memory tests, 20 photos and a character of my own. Replies came in about a second, all 3 characters remembered everything, and all 20 photos kept the same face. There is no voice, video or calls yet, and the library has 198 characters. Everything I measured is in the Naughty Chats test results.
Naughty Chats at a glance
| Category | Grade | In short |
|---|---|---|
| PriceFrom $5 a month, paid once | 4/5Good | |
| Making your ownDetailed and accurate | 4/5Good | |
| Reply speedAbout a second per reply | 4/5Good | |
| MemoryAll three remembered everything | 5/5Excellent | |
| Staying in characterDeep, believable characters | 5/5Excellent | |
| PhotosSame face in all 20 photos | 5/5Excellent | |
| VideosNot offered yet | n/a/5Not scored | |
| Call speedCalls coming soon | n/a/5Not scored | |
| Voice qualityNo voices yet | n/a/5Not scored | |
| Choice of characters198 characters | 2/5Below average | |
| My verdict | −0.1 | |
| Overall | 4.0/5Good |
What Is Naughty Chats?
Naughty Chats (naughtychats.ai) is an adult AI girlfriend chat site. You text one of 198 characters or build your own, and ask her for photos. You can try any of them with a few free messages before signing up.
It's explicit: chats and photos can be uncensored.
Naughty Chats pros and cons
Pros
- Perfect memory in long chats
- Deep, consistent characters
- Replies in about a second
- The same face in every photo
- Detailed character creator
- Paid once, never renews
Cons
- No voice, video or calls yet
- Only 198 characters
- Pay with crypto or a card link on Discord
- 'Live' badges before calls are live
Naughty Chats Pricing & Value
- Price
- 4/5Good
| Plan | Price | Works out at |
|---|---|---|
| 1 month | $12.99 once | $12.99 a month |
| 3 months | $29.99 once | $10 a month |
| 12 months | $59.99 once | $5 a month |
It's good value. Premium gives unlimited messages and 100 to 120 tokens a month, and a photo is just 2 tokens.
You pay once and it never renews. The catch is how you pay: with crypto, or by asking on Discord for a card payment link.
More in the pricing test results.
Creating a Character on Naughty Chats
- Making your own
- 4/5Good
Five steps cover her style, looks, personality, your relationship and her story. You can write her backstory yourself.
Building Hana, step by step
I made Hana Mori: 25, Japanese, slim, straight black hair, amber eyes, a shy photographer who loves coffee.
There's plenty of control, and gold eyes were close to the amber I wanted. There's no voice, outfit or body detail beyond four body types.
The result
Hana was ready in 31 seconds, and her portrait matched my brief: long straight black hair, gold eyes, slim.
She knew her whole story. She told me she's from Kyoto, shoots portraits and street photos, and orders a flat white every morning. She was shy and caring, just as I'd set.
The details are in the customization test results. Outfit choices and a voice are missing.
Naughty Chats Chat: Speed, Memory & Personality
- Reply speed
- 4/5Good
- Memory
- 5/5Excellent
- Staying in character
- 5/5Excellent
Replies are fast: about 1 second before the first words, and about 4 seconds for a whole reply, even though they're long and full of little actions.
Memory is perfect. I told each character a made-up name and three things about me. After 31 messages, all three remembered everything. Molly: 'Daniel. You're a teacher. You grew up in Glasgow. And your favourite food is lamb curry.'
They feel like real people. Maeve the Boston bartender told stories about her Uncle Fergus, Molly fussed over her kittens, and Dana the night nurse answered a weather question with 'Sugar, I'm a nurse, not a meteorologist.'
The timings and quotes are in the chat test results.
Naughty Chats Photos
- Photos
- 5/5Excellent
The photos are excellent. I asked in chat with quick buttons or my own words. All 20 matched what I asked for and looked real, in about 30 seconds each, and a failed photo is refunded. Maeve had the same face in every one.
Best of all, the photos know her story: a Boston pub sign, a 'Kiss me I'm Irish' apron, and pierogi on the café table, the food I'd told her about.
The numbers are in the image test results.
Naughty Chats Voice & Video Calls
- Call speed
- n/a/5Not scored
- Voice quality
- n/a/5Not scored
There are no voices yet: chat is text only. The Video call button opens a 'coming soon' screen, and calls will be for Premium members first.
The home page already shows 'Live' badges on the characters, which can be confusing. I'll test calls once they launch.
Naughty Chats Characters
- Choice of characters
- 2/5Below average
The characters are realistic and anime, all women aged 21 or older. Categories include Asian, Latina, mature, dominant, fantasy and monster girls.
It's a small library, but every character is carefully written, with a backstory, interests and an opening scene.
Additional Features
- Memory list: see and edit what she remembers about you.
- Try before you sign up: a few free messages with any character.
- Discord community: also where you ask for a card payment link.
- No voice messages, gifts or feed yet.
Final verdict: is Naughty Chats worth it?
Naughty Chats has excellent chat: fast replies, characters who remember everything and feel like real people, and photos that keep their face and even know their story.
It's text and photos only for now, the library is small, and paying by card takes a trip to Discord. If you want to text a girlfriend who remembers you, it's well worth it.
Every number and screenshot is in the full test results, and you can see how it compares on my list of AI girlfriend platforms.
Best for: People who want deep, fast text chats with a girlfriend who remembers them, plus matching photos. Not for voice or video.
Video review · 4:45
Watch me test Naughty Chats
The whole test in 5 minutes: a look around, pricing and credits, creating a character, chat: memory and speed, photos and video. Captions and the full transcript are one click away.
Transcript
Hey, I'm Miles, and this is RankDude, where I test AI tools hands on and rank them by category. Today it's Naughty Chats, from the AI girlfriend category. Quick word on scoring. Every app gets the same ten tests, each one graded from one to five, and the average plus my own take becomes the final score. Naughty Chats landed on a four out of five. Fast replies, perfect memory and photos with the same face every time. The catch: there's no voice, no video and no calls yet. Here's why. Let's open it up.
So this is the home page. Naughty Chats has a hundred and ninety eight ready made characters, realistic and anime. That's a small library, and some of the cards are explicit, so I've blurred them. There's also a swipe mode, like a dating app, a gallery and a set of free tools. Before we talk to anyone, let's look at what it costs.
Naughty Chats sells Premium as a one time payment, not a subscription. Twelve ninety nine for a month, twenty nine ninety nine for three months, or fifty nine ninety nine for a year, which works out to five dollars a month. Messages are unlimited, and you get tokens every month for photos. A photo costs two tokens. You pay with crypto, or they send you a card payment link on Discord. I'm testing on an account the Naughty Chats team set up for me, so I couldn't check cancelling or refunds. Okay, that's the money side. Let's look at the creator.
The creator has five steps. A style, her looks, her personality, her story, and her name. Every choice is a single tap: ethnicity, age, eyes, hair style and colour, and body type, with a live preview on the right. On my first test I made Hana this way. She was ready in about thirty seconds and she knew her whole backstory in chat. So the creator gets a four. Now let's see how they talk.
Chat is the part most people will use, so this is where I spent most of my time. Three days ago I told Maeve my name was Tomas, that I'm a baker, that I grew up in Krakow, and that I love potato pierogi. Today I open the same chat and ask her again. Two and a half seconds. Tomas, baker, Krakow, potato pierogi. And she catches me out, because I'd asked her the same thing a minute earlier while setting up this recording. You asked me that thirty seconds ago, Tomas, she says. Now Molly, and this time I'm timing the replies. The clock runs from the moment I press send until the first word appears. Every reply started in about one and a half to two seconds. And Molly noticed I was repeating myself too: three times he's asked me the same questions, she tells her kitten. She still knew I'm Daniel. Across my full test, ninety timed replies, the typical first word took about a second. All three characters remembered everything after thirty one messages, and they stayed richly in character, with real detail in every reply. So memory gets a five, staying in character a five, and reply speed a four. Next, photos.
In any chat you can ask for a photo and describe it yourself. Two tokens. I ask for Molly on the sofa with her kittens. Twenty six seconds, and here she is, on the sofa in a cosy sweater, holding one of her kittens, just as I asked. In my full test all twenty photos followed the prompt and kept the same face, and they even used details from the chat. So photos get a five. Voice, video and calls are where Naughty Chats stops. The home page shows live video calls, but open one and it says they aren't live yet, coming soon for Premium members. So there's nothing to score there for now. I'll test them when they launch.
So, where does that leave Naughty Chats? The chat is a real strength. Fast replies, perfect memory, characters who stay in their story, and photos with the same face every time. The catches are a small library, no voice, video or calls yet, and paying with crypto or a link on Discord. If chat and photos are what you want, it's a four out of five, and the yearly plan is cheap at five dollars a month. Every test, every number, and every screenshot is on RankDude, in the full review and on the test results page. And one last thing about RankDude. This isn't just one review. For every category we cover, we track all the tools out there, we gather the statistics, we test them the same way, and we keep monitoring them over time. The idea is a clear picture of a whole category, not just one product, and to set the standard for how this kind of data gets collected. The links are in the description. Thanks for watching, and I'll see you in the next one.
Chapters · 7
Frequently asked questions
How much does Naughty Chats cost?
$12.99 for a month, $29.99 for 3 months or $59.99 for a year, paid once. Nothing renews.
What score did Naughty Chats get?
4.0 out of 5. The chat is excellent: replies in about a second and perfect memory. There is no voice, video or calls yet, and the library has only 198 characters.
Does Naughty Chats remember me?
Yes. All three characters I tested remembered my name and all three facts after 31 messages.
Does Naughty Chats have voice or video calls?
Not yet. Video calls are listed as coming soon, for Premium members first. Chat is text only.
Can Naughty Chats make photos?
Yes, and they are very good. All 20 matched what I asked for, took about 30 seconds each, and kept the same face. A photo costs 2 tokens, and a failed one is refunded.
Can I pay by card?
Through Discord for now. The site takes crypto; for a card, you ask on Discord for a payment link.
Miles FosterOwner and tester, RankDude
Disclosure. I tested on an account the Naughty Chats team provided. They didn’t pay for this review, didn’t see it first and had no say in my rating. Links to Naughty Chats are affiliate links: if you subscribe after following one, Naughty Chats pays RankDude a commission. It never changes my rating. How RankDude makes money is on the disclosure page.